My favorite e-cigarette brand: Halo

Halo Cigs Coupon CodesWhen I first got started vaping, I spend quite a while trying to find the best e-cigarette for my needs. Since I always favor simplicity, I quickly ruled out the more complicated batteries. I basically just wanted an e-cigarette that was as small as a regular cigarette and just as easy to use. Ultimately, this meant I had to get slim, automatic, “cigalike” batteries along with some pre-filled cartomizers.

Most batteries I tried at first were only mediocre. I tried generic Kanger batteries as well as a few brands like Vapor4Life. It wasn’t until I tried the Halo G6 that I discovered my favorite battery. I found the Halo automatic batteries don’t require as strong a pull to get some vapor.

Similarly, the Halo cartomizers were much better than other ones I tried. They did not have the same, chemical aftertaste I found with other brands. I haven’t tried Halo’s flavors yet, but I assume they will be equally impressive in quality.

The only disadvantage of buying from Halo for me has been that the prices are a bit higher then what you might pay for other e-cigs. This is why I wait until there is a sale before making a bulk purchase. I also look for Halo Cigs promo codes from sites like E-cigbargains.com. A Halo Cigs coupon should save you a minimum of 5%, even when there are no other promotions going on. Keep in mind, you can sometimes find some good deals on e-cigarette twitter pages as well, so it’s a good idea to check them once in a while as well.

Basic graphic design tips

If you are looking to get a good deal on graphic design, you may want to try doing it yourself. I don’t recommend doing your own design if you are dealing with an important marketing piece. But for basic flyers, menus, or postcards, you can save a good deal of money by doing the design work yourself.

There are two ways you can go about this. The first is to obtain software such as Adobe Illustrator or Photoshop, and design the piece from scratch. Even if you take this approach, it’s best to download templates from the printing company you intend to use. For example, if you use Printplace, which is my favorite company, you can download blank templates that you can use to get started. To read more about this, just go to http://hotprintingdeals.com/coupons/printplace.php.

The other option is to use design tools offered by the printing company. For simple items like postcards, Printplace has pre-designed postcards where all you need to do is customize by adding whatever title and text you want. This is honestly one of the easiest ways to design a professional looking piece, however, the postcard will not be 100% original since it utilizes a design that others will be using as well.

Make sure you select your printing company prior to starting the design process, so that you have the correct templates. If you don’t know which printing company to use, check out Printplace. And make sure you use these Printplace coupons if you use this printer. After all, there’s not need to pay full price unless you absolutely have to!

Should You Itemize Your Deductions?

turbotax free editionPeople every year struggle with whether or not to itemize your deductions. But if you know how deductions work, it’s actually quite easy to know whether to itemize or not. It all comes down to whether or not your deductions will exceed the so-called “standard deduction” which every taxpayer gets by default. As of this writing, the standard deduction is $6,300 for individuals, and $12,600 for married couples. So the bottom line is that if your itemized deductions exceed these amounts for whichever category you are in, then it is in your best interest to itemize your deductions. One easy way to know whether or not you should itemize is by simply using a good tax preparation program like Turbotax (more on that later).

Before proceeding, you should make sure you understand everything that can be itemized. Many people forgo itemized deductions because they are not aware of just how many things can be deducted. To give you a brief list, here are some of the most common items you can deduct:

  • Home Mortgage Interest
  • Local and State Income Taxes
  • Real Estate Taxes
  • Medical and Dental Expenses
  • Charitable Contributions

In general, higher income individuals tend to be better off itemizing deductions, as a high income usually means larger income taxes, which can be used as a major deduction. The other huge deciding factor is whether or not you own a home. If you own a home and pay a mortgage, then the interest portion of your payment is deductible, and depending on how expensive your home was, this can end up being quite a large deduction as well.

Many people will tell you to go talk to a CPA to determine whether you should itemize deductions or take the standard deductions. For most people, however, I don’t find this to be necessary. Doing taxes on your own can seem daunting, but it’s actually not that difficult if you take advantage of a user-friendly tax preparation program like Turbotax. But you don’t have to necessarily take my word. New changes to this software make it possible for you to try a Turbotax free edition (from http://freetrialspot.com/turbotax.php) on the Internet without any cost to you. By doing this, you’ll see how easy it is to prepare your taxes by yourself. The online program is free to use, but you need to buy the program if you actually decide to file your taxes using Turbotax.